Trekking & Hiking Travel Insurance

Trekking travel insurance is an essential part of a safe mountain getaway. Its coverage is particularly important for tourists planning to venture into remote destinations such as the Annapurna in Nepal, Machu Picchu in Peru, Mount Kailash in Tibet, the Himalayas, or Everest Base Camp. In this case, it is advisable to consider your preferences and choose the best type of insurance for trekking.

Popular Mountains for Trekking

photo of Mount Kilimanjaro against a backdrop of trees and a beautiful view, with the peak of the mountain peeking out of the low clouds

Trekking is a well-known tourism activity among outdoor enthusiasts, involving multi-day hikes in mountainous terrain. There are several mountains around the world that are ideal for such adventures:

  • Mount Kilimanjaro: Africa’s highest mountain, located on the border of Tanzania and Kenya, with a height reaching 5,800 meters.
  • Annapurna: A mountain range in Nepal, standing at an altitude of 8,000 meters. It is considered one of the most challenging destinations for trekking, yet its beauty and grandeur attract tourists from all over the world.
  • The Himalayas: This mountain range spans several countries, including Nepal, Bhutan, India, Pakistan, and China. Its peaks soar above 8 kilometers in height.
  • Machu Picchu: An ancient Incan city situated at an elevation of 2,000 meters in Peru. It is a popular destination among tourists.
  • Mount Kenya: Located in East Africa on the border of Kenya and Tanzania, with a height of approximately 5,100 meters.
  • The Alps: A mountain range stretching across France, Switzerland, Italy, Austria, and Germany, with peaks reaching up to 4,000 meters.

Trekking in mountains is an exhilarating adventure. Each mountain range possesses its own beauty and offers breathtaking landscapes that leave unforgettable impressions. Having travel insurance specifically designed for high-altitude treks provides additional safety in the event of injuries or accidents.

Mountain Trekking Worldwide: Information on Mountain Routes and Climbing Conditions

Continent Country Mountain Name Height (m) Difficulty Price with a company ($) Price without a company ($)
Asia Nepal Everest 8,848 High 50,000 10,000
Kangchenjunga 8,586 Very High 45,000 8,000
Annapurna 8,091 Moderate 25,000 5,000
Tibet Cho Oyu 8,201 High 40,000 7,000
Shishapangma 8,013 Moderate 35,000 6,000
South America Argentina Aconcagua 6,960 Very High 25,000 5,000
Peru Ausangate 6,384 Moderate 20,000 4,000
North America USA Denali (Mount McKinley) 6,190 Very High 30,000 5,000
Canada Stikine Icefield 4,623 Moderate 12,000 2,500
Africa Tanzania Kilimanjaro 5,895 Moderate 6,000 1,000
Europe France Mont Blanc 4,810 High 15,000 3,000
Norway Galdhopiggen 2,469 Low 10,000 2,000
United Kingdom Snowdon 1,085 Low 5,000 1,000
Oceania Australia Kosciuszko 2,228 Low 5,000 1,000

Below, we have also provided approximate durations for ascent and descent on some challenging trekking routes, so you can understand how many days you will need trekking travel insurance for.

  • Everest: Ascent – 60 days, Descent – 20 days;
  • Annapurna: Ascent – 45 days, Descent – 15 days;
  • Kanchenjunga: Ascent – 50 days, Descent – 18 days;
  • Cho Oyu: Ascent – 55 days, Descent – 19 days;
  • Shishapangma: Ascent – 50 days, Descent – 17 days;
  • Ausangate: Ascent – 35 days, Descent – 10 days;
  • Denali (Mount McKinley): Ascent – 30 days, Descent – 5 days;
  • Kilimanjaro: Ascent – 6 days, Descent – 1 day.
Please note! The information provided in the table is approximate and may vary depending on weather conditions, time of year, and the prices of guide services. If you are trekking independently, the cost may also vary depending on your equipment and gear.

Features of Arranging Travel Insurance for Hiking

To get insurance, you need to choose a comprehensive plan that suits your trip. Travel insurance for high altitude trekking should include all necessary services depending on the destination and the mountain’s altitude: up to 3000m, over 4000m, or travel insurance for trekking up to 6000m.

Important! If you are planning a trip to mountains or animal sanctuary reserves in Nepal, the recommended type of insurance is an extended policy that includes all possible coverage from trip cancellation to helicopter evacuation. We believe this is the best travel insurance for trekking in Nepal.

The insurance company allows you to add trekking coverage to the standard travel insurance. It also includes medical expenses, evacuation, equipment damage coverage, and other types of insurance. Travel insurance for mountain hiking with helicopter rescue is necessary if you plan to venture into remote and dangerous places in the world. Countries such as Norway, the USA, Australia, and Singapore, where there are high mountains and jungle or safari trekking routes, also require mandatory insurance. The best travel insurance for trekking up to 6000 meters is recommended for trips to Mount Elbrus, Dychtau, Shkhara, and other high mountain ranges.

People walking along a path between rocks against the backdrop of a large mountain in snow

When choosing insurance for hiking, it is important to consider all the peculiarities of your trip. For example, if you plan to climb Mount Kilimanjaro, the policy should include the option to add this route to the plan. If you are traveling to Europe, it is recommended to purchase hiking-specific travel insurance adapted to the region’s characteristics.

The Cost of Insurance for Hiking and Trekking

The price of travel insurance for trekking can vary significantly depending on several factors. One of the main criteria is the destination you plan to visit. For example, insurance for hiking in the Alps will be cheaper than for a trek in the Himalayas, as the former is at a lower altitude and the trip will take less time.

parents with 2 children hiking with backpacks against the background of the forest near the river

Another important factor is the number of people who want to be insured. The insurance company offers different plans for individual and group hikes, ranging from basic plans to premium plans with helicopter rescue, which may include additional services such as baggage insurance, equipment coverage, repatriation of remains, and more.

The cost of travel insurance for hikes also depends on the age and health of the insured individual. If a tourist has chronic illnesses, has had serious injuries or surgeries, the insurance may cost more.

Travel insurance for trekking is necessary to ensure safety during the hike. It is not advisable to skimp on insurance because in case of emergencies or illness, you can lose much more than the cost of the insurance. Medical expenses in major countries can be expensive, so getting insurance is an excellent way to save on treatment.

The price of insurance for hikes depends on many factors, and choosing the appropriate policy should be based on the specific conditions of your trip. It is better to consult with the employees of the insurance company who can help you get the most suitable and beneficial insurance plan for your specific needs.

A man with a red backpack is trekking in the mountains against the background of a beautiful mountain view

You can compare insurance prices online on the company’s website. There, you can also read customer reviews about the insurance they purchased and based on them, choose a suitable option.

Thus, travel insurance for trekking is essential for a safe mountain adventure. It should be chosen considering all the specificities of your trip and include all necessary services. You can compare prices, read reviews, and purchase hiking insurance online on our company’s website.


What to do if I need to seek medical assistance during trekking holidays and have travel insurance?

If you require medical assistance, you should immediately go to a hospital to receive the necessary help. If you have travel insurance for trekking holidays, inform the medical facility about it and provide your insurance policy details. The support service of the insurance company will then handle negotiations with the medical institution to cover the expenses for medical services.

What does medical coverage in the insurance include?

The coverage includes expenses for medical assistance, including:

  • Payment for medical services
  • Transportation to the hospital
  • Hospitalization
  • Payment for medication and other medical equipment
  • Cost of recommended treatments

More details about each of these expenses can be obtained during a consultation with a specialist from the insurance company.

Why do I need travel insurance for trekking?

Trekking is an activity associated with risks. The absence of emergency assistance in a critical situation can have fatal consequences. Insurance includes coverage for medical expenses if needed, as well as for loss, theft, or damage to luggage. For hikes in remote and particularly dangerous high-altitude mountains, it is recommended to have trekking travel insurance with helicopter rescue coverage.

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