Skydiving is considered one of the most dangerous sports. So, to make jumps, it’s necessary to take out and buy accident insurance to cover the cost of treatment.
Importance of Skydiving Travel Insurance
In many countries, the state has legalized the requirement to have life insurance before skydiving. For this reason, no instructor who works officially mustn’t allow people to jump without insurance.
An insurance policy covers treatment costs of any injuries caused during skydiving training or competition. This includes:
- all bodily injuries related to an accident during skydiving training;
- partial or total disability resulting from an accident or illness;
- any disability group due to an accident or illness;
- death of an insured person due to an accident or illness.
Skydiving travel insurance covers all these insured events. The amount of insurance payments depends on the terms of the contract.
Skydiving Fatality and Injury Rates in the United States: Statistics and Analysis
According to the United States Parachute Association (USPA), the overall fatality rate for skydiving in the United States is 0.006 per 1,000 jumps. This means that for every 1,000 jumps, 0.006 will result in a fatality. The injury rate is higher, at 0.029 per 1,000 jumps.
However, it’s important to note that these statistics include both experienced and inexperienced skydivers, and the risk can vary depending on factors such as experience level, equipment, and weather conditions.
This means that, for example, with 20,000,000 jumps, 120 fatalities can be expected. Additionally, there are around 580 injuries that occur, with the majority being to the legs, arms, and back during the landing, rather than from the fall itself.
|Number of jumps per year 3,000,000||mortality 0.006 per 1000 jumps||Number of dead 1 year||3 years||5 years|
|Number of jumps per year 3,000,000||injuries 0.029 per 1000 jumps||Number of injured 1 year||3 years||5 years|
|Conclusion||Ratio of mortality to injury rate 0.207||483% more likely to be injured than killed|
We can conclude that the injury rate is 483% higher than the fatality rate, so don’t forget to buy skydiving insurance.
Skydiving Fatality and Injury Rates in the Europe: Statistics and Analysis
EPU (European Parachute Union) collects data on skydiving incidents and fatalities throughout Europe, and publishes a yearly report with statistical information. The most recent report available on the EPU website is from 2017, which states that the overall fatality rate for skydiving in Europe was 0.35 per 10,000 jumps, while the injury rate was 2.2 per 1,000 jumps.
It’s important to note that these statistics include both experienced and inexperienced skydivers, and the risk can vary depending on factors such as experience level, equipment, and weather conditions.
If we consider 20,000,000 jumps, based on the fatality rate of 0.35 per 10,000 jumps in Europe, there would be an estimated 700 fatalities. The injury rate of 2.2 per 1,000 jumps would result in an estimated 44,000 injuries.
|Number of jumps per year 3,000,000||mortality 0.35 per 10 000 jumps||Number of dead 1 year||3 years||5 years|
|Number of jumps per year 3,000,000||injuries 2.2 per 1000 jumps||Number of injured 1 year||3 years||5 years|
|Conclusion||Ratio of mortality to injury rate 0.159||628% more likely to be injured than killed|
Comparison of Results
As you can see the probability of getting injured while skydiving in Europe is 75 times higher than in the U.S. for the same number of jumps.
For this reason, our company strongly recommends taking out insurance for skydiving if it is planned during your trip.
Child Skydiving Insurance
Little tourists and athletes often wish to do extreme sports. That’s why their insurance is so important. The Sport Travelling company offers skydiving insurance for children with 24-hour coverage for the entire period of an insurance policy.
This policy covers injuries during sports and any bodily injuries or illnesses that happened during a vacation abroad.
Pricing Factors for Skydiving Travel Insurance
The cost of insurance for skydiving depends mainly on an insured person’s age, a coverage amount for insured events, and a policy period (per day, per year). Due to a calculator on the sportravelling.com website, you can know the cost of an insurance policy in advance. According to our customers’ feedback, this option helps calculate the price for buying skydiving insurance.
Individual calculation of skydiving insurance considers additional details affecting the price. Here, the process takes little time, and you can take out and buy a policy online. The company sends a legally valid document to the client’s email. This saves a traveler from unnecessary worries before a trip abroad. You can request a skydiving insurance policy on the company’s letterhead with a wet stamp.
Skydiving is considered one of the most dangerous sports. So, to make jumps, you need to take out and buy accident insurance to cover the cost of treatment.
If you plan to do skydiving sports, buy an extended policy package.
You can buy skydiving insurance for different periods of validity. The critical thing is that its duration should not be shorter than a trip itself.